ZERO NOW pay later! No Payments for 3 months!

PLUS, 0% APR for 3 months then Prime -0.50% APR after the introductory 3 months.*

Stay warm. SPEND LESS.

Have more for the holidays. Let’s review options for maximum savings!
✅ Consolidate Debt
✅ Explore Refinancing

HOME IS WHERE YOUR HEART IS.

Start Your Mortgage Journey Today! We offer mortgage options for every stage, including first-time buyers. Apply online today!

Great rates & flexible terms that work for you!

See our rates, apply online and calculate your monthly payment – is just one click away!

REFINANCE YOUR STUDENT LOANS!

ENJOY NO PAYMENTS AND NO INTEREST FOR 3 MONTHS!* Visit our Student Loan Refinancing Page for Details.

Today’s Rates:

48-Month Auto Rate

APR as low as
5.99%

Home Equity Loan (up to 60 months)

APR as low as
7.00%

12 Month Share Certificate

APY
3.75%
SPXFCU Shared Branching

Shared Branching

If you can’t get to our SPXFCU branch, you have access to over 30 branches in the local community thanks to Shared Branching! With Shared Branching, you are able to withdraw, deposit, and make loan payments. Participating local credit unions include Summit, Reliant, Advantage, and Family First. And if you’re not local, we have over 5,000 national branch locations at your disposal as well!

The SPX FCU Difference

Experience the Credit Union Mortgage Advantage with reduced paperwork and hassle-free online mortgage applications. We have revolutionized the process to make it quick, easy, and more convenient for our members.   Apply now and get pre-qualified in just minutes! It’s easy with St. Pius X Church Federal Credit Union and our partner, Credit Union Mortgage Association, Inc

News & Events

Sep
04

Member Account Verification

The Supervisory Committee is conducting a verification of member accounts as of 9/30/22.

Aug
02

We Have Ways to Help You Save!

Summer Relief STARTS HERE!

Simplify your finances this summer. Let’s review options for maximum savings!

May
24

Annual Meeting

Join us for SPX FCU’s 2024 Annual Meeting! June 26, 2024 at 5:00pm The meeting will be held in person at the Credit Union at 2998 Chili Avenue. Each year, members are invited to attend the Annual Meeting to review the past fiscal year, the financial health of the credit union, and hear updates on […]

Apr
05

Check out These Essential Tips to Safeguard Yourself Against Fraud

Stay informed, stay vigilant, and together, we’ll combat fraud effectively.

Apr
04

Spam Text Messages and Phishing

Please keep in mind that a reference to a company in a text doesn’t make that message trustworthy. When in doubt, contact that company directly.

Apr
03

Gates Police Department – Press Release

“We urge you to be careful when receiving these emails, phone calls and even texts!”

Mar
27

Top 3 Current Fraud Trends in 2024

We are seeing a rise in fraudsters trying to exploit your personal information. Be aware of increased fraudulent activity.

Sep
06

In partnership with St. Pius X FCU, Consumer Credit Counseling Service of Rochester (CCCS) welcomes you! 

CCCS of Rochester helps families restore their financial health. Learn how a debt management plan can help you today!

See What the SPXFCU Family Are Saying

I would recommend SPX to anyone looking for a fair and supportive credit union!

Anthony V.

member

A great value we bring to our customers is that we are not just employees, we are lifelong members.

Bob C.

employee

Everyone is treated like family at SPX. I’m proud to work here and I’m thankful that everyone at St. Pius is a part of my life.

Katelyn M.

employee

We offer a personalized service to our membership that is unmatched by our competition. We help create a more financially sound future for our members.

Matt A.

employee

As a member of St. Pius Credit Union, I’ve experienced the most wonderful customer service assistance in banking.

Randolph G.

member

SPX has excellent customer service. Everyone is helpful and friendly!

Shirley D.

member